Asia 6| A one-stop asset management solution for millennials.


Spenny is the Acorns for India. Every time a user make any digital transaction, we round off the amount to the nearest 10 INR and invest it for them into a diversified portfolio, automatically.

400M millennials in India don’t invest because they don’t have enough time, knowledge or access to large capital. With Spenny, they just connect the card and invest every time they spend.

We’re growing 67% WoW since launch, with 3,000+ users and $15,000 in AUM. Indians put $500Bn into their bank accounts annually. We charge¬†1.75%¬†average of the AUM for investments. That’s a direct ~$9Bn market in India alone.

Our long-term vision is to become a one-stop asset management solution for millennials.

Meet The Founders

Gaurav (CTO) is a software engineer (8 years work experience), rated amongst the top 3% of 15 million developers on global freelancing platforms. Designed customer loyalty and retention products for Netflix. Growth hacked the 2nd most downloaded travel app in India (Ixigo). Technical head for multiple YC companies before.

Rathin (CEO) is a 2nd time founder. Founded one of India’s fastest growing clean-tech startups. Won multiple Govt. of India awards and grants. Eventually led to an exit. Ex-Investment Banking and Investment Management at JPMorgan Chase. A graduate of BITS Pilani; Chose to work on Spenny over an admit at Harvard Business School.

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