Credit Kudos
Credit Kudos is an Open Banking credit reference agency. Its suite of innovative products enables commercial and consumer lenders to automate decisioning, responsibly increase acceptances, and reduce risk.
The Credit Kudos platform leverages Open Banking data to prove consumers’ suitability when they apply for financial products. Instead of relying on outdated and unfair credit scoring systems, Credit Kudos has developed a financial health score. Just as a fitness tracker counts steps, Credit Kudos counts sensible spending, giving consumers the opportunity to land better deals.
Founders
Freddy Kelly
CEO
Freddy’s background is in Software Engineering, having studied Computer Science and Artificial Intelligence prior to founding Credit Kudos. Freddy started his career in Silicon Valley, as the first engineer at Bitnami (YC W13) and later at a16z-backed TXN, developing their transaction analytics platform. With extensive experience in developing high security performant web applications for Google, Microsoft and Amazon, Freddy has an intimate understanding of what is required to develop software at scale.
Matt Schofield
CTO
Matt holds a degree in Computer Science from the University of Manchester. Before founding Credit Kudos, Matt spent four years at Universal Music Group working on data science and analytics, bringing technology into the heart of the music business.
Milestones
Founded at Entrepreneur First
Series A ($5.5 million) led by Albion VC
Acquired by Apple